Wealthy vs R1

Detailed brokerage comparison with R1 — 577 matched schemes analyzed, Wealthy wins on 74%.

Head-to-Head Brokerage Comparison (Feb 2026)

Based on 577 matched mutual fund schemes (Equity, Hybrid, Commodity categories)

Metric Result
Wealthy pays MORE 429 schemes (74%)
R1 pays more 121 schemes (21%)
Equal 27 schemes (5%)
Avg difference +0.08% in Wealthy’s favor

Scheme Coverage

Platform Total Schemes
Wealthy 1,589 (all categories incl. debt, liquid)
R1 852 (equity, hybrid, commodity only)

Wealthy covers nearly 2x more schemes across all categories.

Top Wealthy Advantages (Biggest Gaps)

Scheme Wealthy R1 Gap
JM Large & Mid Cap 1.23% 0.71% +0.52%
JM Large Cap 1.23% 0.75% +0.48%
JM Small Cap 1.12% 0.75% +0.37%
Motilal Oswal Business Cycle 0.94% 0.62% +0.32%
ICICI Pru Retirement Pure Equity 1.01% 0.71% +0.30%

Where R1 Pays More

Scheme Wealthy R1 Gap
DSP World Gold Mining FoF 0.41% 0.64% -0.23%
UTI Nifty India Manufacturing Index 0.30% 0.51% -0.21%
DSP Business Cycle 0.79% 0.97% -0.18%
Helios Balanced Advantage 0.94% 1.11% -0.17%

Key Pitch Points

  1. Wealthy pays more on 74% of matched schemes — clear data advantage
  2. Average +0.08% higher trail across 577 schemes — adds up significantly at scale
  3. Wealthy covers 1,589 schemes vs R1’s 852 — nearly double the coverage
  4. R1 doesn’t cover debt/liquid schemes — full comparison not possible, but Wealthy offers these categories too
  5. Beyond brokerage — Wealthy provides AI tech platform, dedicated RM, complete product ecosystem (insurance, broking, bonds, PMS, AIF)

Note: R1’s published rates only cover Equity, Hybrid, and Commodity schemes. Wealthy’s complete catalog includes Debt, Liquid, and other categories that R1 does not publish rates for.